Topics To Be Covered

• Basics of Insurance
• Basics of Health Insurance
• Basics of Life Insurance
• How to select the best Health Insurance for yourself
• - Co-Payment
• - Restrictions on room rent
• - Check for Disease Wise Sub-limits
• - Waiting Periods
• - Pre and Post-hospitalization care
• - Restoration Benefits
• - Day care treatment
• - Domiciliary Expense
• - No Claim Bonus
• - Free health checkups
• How to select the best Health Insurance for your family
• Do you need additional health insurance cover if your employer is already providing it to you?
• Top-up cover vs Super Top-up cover - Which is better
• Which Life Insurance is better -> ULIP vs Endowment Plan vs Term Insurance
• How to select the best Term Insurance (6 points)
• - Early age
• - Insurance period
• - Do you smoke
• - Nominee
• - Claim Settlement Ratio
• - Amount Settlement Ratio
• How much Life Insurance cover do you need
• Which are the important riders that we have to buy with Life insurance